Subject to credit approval. Offer valid until August 31, 2010 and only for new accounts. Not valid with any other offers. We may end your introductory APR and apply the Purchase APR if you close your account or if you miss a payment. ¹ 2% cash back accumulation is valid for 6 months from the date the account was opened. After this, the regular accumulation rate of 1% will apply to new purchases. Additional information: The APR is variable and may change. The APR will be determined by adding the value of the United States Prime Rate as published in The Wall Street Journal plus a margin. APR for purchases, balance transfers from other institutions and convenience checks from 11.99%. Your APR is based on your credit score and the Prime Rate applicable at the time your application is evaluated. APR for cash advances from 19.24%. Late paymentfee: up to $35 . Returned check fee: up to $10. Cash advances, balance transfers and convenience checks fee: 2% of the amount: $2 minimum, $10 maximum. Grace period for purchases from a minimum of 25 days. Balance is calculated based on average daily balance (including new purchases). ² Subject to the terms and conditions of the policies. For more information call (787)758-0505 or 1-800-981-9505. ³ Banco Popular will not condition our credit decision relating to your application to the purchase of any insurance product from a non affiliate; or your agreement not to obtain an insurance product from a non affiliated institution. The Bank will not reject an insurance presented by you related to your credit transaction as long as said insurance complies with the requirements and standards related to the coverage, financial capacity and service provided by the insurer. Insurance products are not a deposit or other obligation of nor are they guaranteed by, the Bank or its affiliates; they are not insured by the FDIC or any other US agency, the Bank or its affiliates. For more information call Caribbean American Life Assurance Company at 787-250-1199.