Member FDIC. Member of the Federal Reserve System. IRA accounts are only available for current residents of the Commonwealth of Puerto Rico. Banco Popular offers various investment alternatives. Please obtain additional information to determine the alternative that best suits your needs. IRA accounts requested through popular.com^® must be paid through an electronic debit. The debit will be processed once the documents required to open an account are submitted. Payments in cash, check or money order will only be accepted at Banco Popular branches.