Personal Loans

Unsecured Personal Loans Banco Popular

 

Go on vacation, consolidate all debts, repair your car or get the money you need without collateral.

  • Starting from $2,000 and up to the maximum that you qualify.
  • Terms from 12 to 84 months.
  • From 7.25% fixed APR.

 

Discounts

You may enjoy special discounts when applying for a personal loan:

  • 0.25% when you sign up for Pago Directo.
  • 0.50% if you have or open one of the following deposit accounts: MultiCuenta Popular® or Popular Plus.
  • 0.25% with the approval and acceptance of a credit card, Reserve Line of Credit, or Redi-EquitySM from Banco Popular.


Benefits

  • Up to 90 days to make the first payment.1
  • Same day credit decision and disbursment 2
  • Obtain up to 5,000 points in the PREMIA® program.3
  • Payment Protection Plan.4

 

Apply now or call TelePréstamo Popular® at 787-724-3653 (Puerto Rico) or 1-888-724-3653 (United States / Virgin Islands).

More Information:
Subject to credit approval and that it meets the parameters established by Banco Popular. Base rate for unsecured personal loans: from 9.75% APR; minimum APR 7.25% APR. The APR will be based on your risk score and credit history. 7.25% APR offer includes the following discounts: 0.25% when you sign up for PagoDirecto, 0.50% if you have or open MultiCuenta Popular® or Popular Plus. 0.25% with the approval and acceptance of a credit card, Reserve Line of Credit or Redi-EquitySM from Banco Popular, 1.50% for terms from 12 – 24 months. Example: a loan of $5,000 at 7.25% APR for 24 months will have a monthly payment of $224.43.
1You have the option of making your first payment up to 90 days after your disbursement. This does not constitute an exemption of accumulated interest during this 90-day period.
2Same day credit decision, for applications received on business days Monday through Friday from 8:00 a.m. to 4:00 p.m. through TelePréstamo Popular®. Same day loan disbursement subject to branch working hours and that the client complies with all approval requirements. Other restrictions apply.
3 Subject to the conditions of the PREMIA® program.
4 The insurance is optional. Banco Popular will not condition the credit decision related to your application to the purchase of any insurance product from any affiliate; or your agreement to obtain or purchase an insurance product form a non affiliated institution. The Bank will not reject an insurance presented by you related to your credit transaction as long as said insurance complies with requirements and standards related to coverage, financial capacity and service provided by the insurer. Insurance products are not a deposit or other obligation of, or guaranteed by, the Bank or its affiliates; are not insured by the FDIC, or any other U.S. agency, the Bank or its affiliate.